The fourth most popular New Year’s resolution for 2019 was to save more money and spend less money, but by now, only one month into the year, about half of the people that made that resolution have likely already given it up. For those of you that still want to make 2019 a financially successful year, Hang Your Hat is here to help. In this episode I discuss several major budgeting philosophies, including line item budgeting, zero sum budgeting, and proportional budgets. I also discuss ways to reduce expenses, and the ways our household spending has changed over the years.

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Today’s Music was by Andy G. Cohen